Startup budget and break-even calculator

Enter your setup costs, monthly expenses and pricing in rupees. See how many sales you need each month before the business stops losing money, and how long your cash will last.

These are sample numbers for a small food brand. Replace them with yours.

One-time setup costs

Money you spend once, before or at launch.

Total setup cost₹0
Monthly fixed costs

Costs you pay every month, even if you sell nothing.

Total monthly fixed costs₹0
Your product

Use one product, or an average across your products. Enter prices without GST.

units
Your starting cash

Savings or funding you can put into the business.

Monthly revenue and total costs at different sales levels. One-time setup costs are not in the chart.

How the numbers are worked out

The calculator uses a few simple formulas. Every result updates as you type.

Profit on each sale
Selling price minus the cost to make and deliver one unit.
Break-even sales
Monthly fixed costs divided by the profit on each sale, rounded up to a whole unit.
Monthly profit or loss
Expected sales multiplied by the profit on each sale, minus monthly fixed costs.
Setup cost paid back in
Total setup cost divided by monthly profit. It only applies when you make a profit.
Cash runway
Cash left after setup divided by the monthly loss. It assumes sales stay at your expected level.

Frequently asked questions

What is a break-even point?

The break-even point is the number of sales at which your total revenue equals your total costs. Below it you lose money. Above it you make a profit.

How do I calculate break-even sales?

Divide your monthly fixed costs by the profit you make on each sale, which is the selling price minus the variable cost per unit. For example, ₹75,000 of monthly fixed costs and ₹140 profit per sale gives about 536 sales a month.

What is the difference between fixed and variable costs?

Fixed costs stay the same however much you sell, such as rent, salaries and software subscriptions. Variable costs rise with each sale, such as raw materials, packaging, delivery and payment gateway fees.

Should I enter prices with or without GST?

If you are registered for GST, enter your selling price without GST, because the GST you collect goes to the government and is not your revenue. Where you can claim input tax credit, use your costs without GST as well. Check with an accountant for your own case.

How much cash runway do I need?

Many founders plan for six to twelve months of expenses as a starting point. The right number depends on how quickly you expect your sales to grow.

Does this calculator save my data?

No. Everything runs in your browser, and the numbers you enter are not sent to a server.

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